Photo | Instagram @ctminsurance
Caradoc Townsend Mutual (CTM) is more than just an insurance company—it’s a community partner rooted in Norfolk County. CTM Business Development Manager Cheryl Woolvett shares how the member-owned insurance company supports local families, businesses, and farmers through personal service and strong relationships.
With offices in Waterford and Kilworth, CTM offers home, auto, business, and farm insurance, specializing in the unique needs of the farming community. Many of CTM’s staff come from farming backgrounds, allowing them to truly understand their clients’ needs.
CTM also gives back through its CTM Care program, which supports local causes like children’s initiatives, agriculture, and the environment. Their “Made Here Mondays” campaign shines a spotlight on member-owned businesses across Norfolk County, helping them connect with new customers.
Wolvett says relationships and empathy are at the heart of CTM’s success. “We live where we work,” she explains.
Hear more from CTM Business Development Manager Cheryl Woolvett on local roots and real relationships in our full interview below.